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How Does Credit Card Work?
Credit cards let you borrow money to pay for purchases, with an option to repay later with or without interest.
There are many types of credit cards, such as travel, rewards, balance transfer, and cashback cards.
Using credit cards wisely can improve your credit score and offer convenience and rewards.
However, misuse can lead to high-interest charges, debt, and damage to your credit score.
Understanding how credit cards work helps you make smart financial decisions and avoid pitfalls